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Innovative Solutions To Crush Your Debt Problems

  • July 25, 2020
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decrease debt tipsDebt isn’t something that you usually get into deliberately. Instead, you go through life, earning a regular income, but something goes wrong along the way. Sometimes, it is frivolous spending. But, more often than not, it is merely a consequence of living in an expensive world. Just getting to work, for instance, can set you back thousands of dollars per year. 

A lot of people are currently buried under a mountain of debt – and it is a massive drag on their wealth. Interest payments eat into their spending ability. And they wind up under more financial strain than if they’d never gone into debt in the first place. 

Getting out of debt, though, is something that anyone can do. Here are some innovative strategies to make it happen and take back control of your life. 

Negotiate With Creditors

Creditors will often try to play games with you and extract as much interest as possible, under the guise of a “contract.” Don’t be fooled, though – they know it’s a risky business. You could declare bankruptcy at any time, and they’d get very little – if anything. 

Therefore, it’s a good idea to negotiate with creditors, either directly or through a trustee. Lenders would prefer to get some money out of you than none at all, and so they’re willing to entertain new terms. If your debt is genuinely overwhelming, you can make a strong case to reduce payments and get your finances under control. Often creditors will lend greedily and excessively to the point where there’s no chance of paying it back. 

Discharge Your Debt

Debt consolidation and settlement plans are two common routes people take to reduce their overall borrowing. But both of these methods still imply that you have to pay back a considerable sum of money. They make it more manageable, but they don’t give you the freedom you deserve. 

Debt discharge, however, is entirely different. This facility allows you to pay off what you owe, without being saddled with things like wage garnishment. Remember, you’re trying to achieve financial freedom. Creditors shouldn’t have taken advantage of you in the first place. 

Sell All Your Old Possessions

Over the years, we accumulate all sorts of things that we really don’t need. And sometimes, we hang onto them for longer than we ought. 

Holding a fire sale of all your old possessions, therefore, can be a great way to build up a quick cash lump sum to pay off debt. Here, you’re not losing any money or even spending your time making more. Instead, you’re just decluttering your home and making a profit in the process. 

Today, there are dozens of apps, all geared towards this goal. You can simply post adverts online and watch the money come in. 

Upgrade Your Work

Think you’re stuck in a dead-end job? Unlikely. There are always opportunities for better pay and promotions. Don’t stick with the status quo. Keep your eyes peeled for new economic opportunities and take advantage of them in whatever way you can. 

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Carolyn Scott-Hamilton

The Healthy Voyager, aka Carolyn Scott-Hamilton, is the creator and host of The Healthy Voyager web series, site, and overall brand. An award winning healthy, special diet and green living and travel expert, holistic nutritionist, plant based vegan chef, best-selling cookbook author, media spokesperson, sought after speaker, consultant and television personality, Carolyn Scott-Hamilton is a respected figure in the world of healthy lifestyle and travel as well as special diet cooking and nutrition. The Healthy Voyager aims to help people live well, one veggie at a time!

3 comments
  1. LindaJVinci LindaJ says:
    October 4, 2021 at 6:59 am

    Amazing information, want you to know digital marketing specialist salary. If you want to know, So you are good to place

  2. nicolas lovey says:
    September 5, 2021 at 9:42 pm

    Whenever we have some doubts about anything we always trying to find this type of useful information. So I want pay my regard for all of them who’s always trying to spread good information to help people. By this article we know all about Innovative solutions to crush your debt problems. It is true that debt is not something strange that you usually get into deliberately actually it became a part of every person who’s related to development. People go through life earning a regular income but sometimes something goes wrong with them in the way of life. But it is true the debt is merely a consequences of living in expensive world and it is also true that our life is totally depends on economy and development and it’s helpful sources can’t ignored by us. Here I am specially talking about Megento developers in Ukraine. Name of this tool is in top helpful tools in all over the developing countries.These developers have all knowledge about ups and downs in business, they know all reasons of big losses that is a main reason of increasing demand in all over the whole globe. Megento is just like a tool that was specially designed for building e-commerce platform and works with open sources of technology.

  3. Media One Marketing says:
    November 6, 2020 at 9:23 am

    If I am sure that I will not be able to leave the shopping center without buying, it is better not to go there at all. I always try to use any opportunity to get a price reduction for a service or a product. In most online stores a certain number of goods, especially home appliances, are cheaper than in an ordinary store. If you choose the right online store, you can save and spend serious money on other pleasant purposes. eBay Singapore is still popular and a favorite of mine.

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Meet The Healthy Voyager
Carolyn Scott, The Healthy VoyagerHi! I'm Carolyn Scott-Hamilton. I'm a Latina holistic nutritionist, vegan chef, cookbook author, speaker, show host, consultant and healthy travel and lifestyle expert. From video web series and travel articles, to product reviews and healthy, vegan and gluten free recipes, you'll find lots of info for a happier, healthier and greener lifestyle! After all, Life is a voyage, live it well!
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