*This post is part of a social shopper marketing insight campaign with Pollinate Media Group® and Payoff, but all my opinions are my own. #pmedia #payoffmindset #whatsyourpayoff http://my-disclosur.es/OBsstV
Most folks pledge to get healthy and fit in the new year but a large part of that is the whole picture that includes mental fitness and financial fitness. These go hand in hand as a stressful financial life can lead to mental as well as physical stress that snowballs and throws many people off course by the end of January.
Well, I’m no stranger to the feast or famine lifestyle and I’ve developed a number of ways to deal with financial stress that has really helped me stay away from the no money blues!
- Make a list of your income sources and expenses, including your “habits” (ie. Coffee, shopping, etc) . Find ways you can shave off some expenses so you have some money leftover after your actual expenses
- Savings – open up an interest accruing savings account and at the end of every month, take a percentage of your “leftover” money and put it in the savings account. The more you tighten up with monthly expenses, the more you put away each month for emergencies, paying off debt, etc.
- Learn to “live without” – Decide when shopping if you really need something. And don’t buy it unless you have the money to back it up. Save credit for larger, needed items.
- Swap and recycle – Get a group of friends together for clothing and household item swaps. One person’s trash is another person’s treasure and it saves lots of money to trade!
- Pay off debt, NOW – Are you drowning in debt? Wouldn’t it be nice to have money leftover each month instead of paying off high credit card balances? Well, my friends at Payoff.com can help!
Why debt is the killer of financial fitness
Getting into credit card debt is so easy, getting out of it, not so much. With high interest rates, fees and small minimum balance amounts, it’s easy to rack up debt without even trying. But there is a way out that won’t break your bank!
My friends at Payoff.com make the process of paying credit card debt simple and stress free! Payoff is a company in the YOU business – get rid of your credit card balances so you can move forward in your life and achieve your dreams.
The process is simple! It’s as easy as filling out simple information:
and voila, you are given a payoff rate in seconds!
Plus, if you need an extra hand getting financially fit, the have a tools program called Lift that helps you get a jump start on getting your moola in order ; )
Be sure to head over to Payoff.com’s Facebook Page as well to stay up to date and get great money tips!
Best of luck getting financially fit in 2015!
8 comments
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