Self-Employed? Here's How to Get A Mortgage

[{"selector":"#anim-1c8e3ec1-9906-4717-8b40-75ecdca94cc7","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8580c359-a484-4423-8dba-7fada82a497d","keyframes":{"transform":["translate3d(0px, -210.18515%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

As a self-employed person, you’ll find that some things can be a bit difficult, such as taking control of your taxes or even shopping around for a mortgage.

[{"selector":"#anim-bf9e33d7-5417-4547-9e9a-009f9ff36ca1","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-707166a9-910e-42c4-99ae-ebf9853ba50f","keyframes":{"transform":["translate3d(0px, 141.90323%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Prepare in Advance

[{"selector":"#anim-92479760-988a-4ea9-9b5e-e55005eecc79","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-834147d0-80f6-49be-b264-ee37059fa96e","keyframes":{"transform":["translate3d(0px, 306.68722%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d394b1aa-4e02-4c31-a0cf-e7b49efef98d","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ba4cf7c8-6865-4066-bb1f-050f1c5b87d5","keyframes":{"transform":["translate3d(0px, 192.43291%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Whether you are looking into a bank statement mortgage or are shopping around for lenders who work with self-employed people, you’ll want to make sure to go into the process with everything they’ll be looking for. LEARN MORE Arrow

Fix Your Credit

[{"selector":"#anim-81da2d65-92cc-4e96-955f-4189325bf494","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2d648abc-592e-4225-8b5f-8820a00bab6a","keyframes":{"transform":["translate3d(-116.49831%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d6520cc8-4ae3-4ed9-ad36-0fb6f8dbcded","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7e72fc80-bebf-41fa-8cc7-c7725382bac1","keyframes":{"transform":["translate3d(-115.55555%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] A factor in your being approved by a mortgage lender has a lot to do with your credit. If you have unhealthy credit right now, consider making moves on improving your credit score before looking into getting a mortgage. LEARN MORE Arrow

Debt to Income Ratio Matters

[{"selector":"#anim-392d07f2-b94c-4b45-ac01-e184f4432444","keyframes":{"opacity":[0,1]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5035b67b-9529-4c24-bdd6-82a8f1da439a","keyframes":{"transform":["translate3d(-115.28663%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-495ac8d4-0e74-4472-910d-7474132b92fb","keyframes":{"opacity":[0,1]},"delay":450,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-92c4b725-c683-41e2-9c98-f99be62c3946","keyframes":{"transform":["translate3d(-115.60509%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":450,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] If you have a lot of monthly debts and are drowning in them, with most of your income going to your debt, this won’t look good when shopping for a mortgage.

Start Saving Now

[{"selector":"#anim-1317bed7-1ab6-491b-af70-bfabec9c73e2","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d30c3897-8646-412e-82c2-28369a546ca1","keyframes":{"transform":["translate3d(-115.70512%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9ccdb4fe-2c01-4ee1-a69d-caf1726b19bf","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6c9629ee-8238-4bee-84d8-f3b8953ad131","keyframes":{"transform":["translate3d(-116.45161%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] If you know that you’ll want to buy a home down the road, it could be helpful to start putting down a hefty amount of savings on a monthly basis as soon as possible.

4 Tips Recap

[{"selector":"#anim-b37d1a2a-9e37-4e48-be05-5efa8343de18","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8b97d2fa-64b2-4cf4-a5f1-4dfc6abb6a82","keyframes":{"transform":["translate3d(-166.27219%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cda64f0d-24a3-44bd-a729-1da9b6f92499","keyframes":{"opacity":[0,1]},"delay":400,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e3cdb4c4-8627-4952-8709-c64f6b1b4ed3","keyframes":{"transform":["translate3d(169.23077%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-829f9b1c-f842-4d1e-ad96-098b5842daaf","keyframes":{"opacity":[0,1]},"delay":600,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fcdf9a46-a761-45ee-891f-5f39fe0fa53f","keyframes":{"transform":["translate3d(-171.59762%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bfc234a7-b7e8-46b9-9747-f6798cc44d09","keyframes":{"opacity":[0,1]},"delay":800,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-75fb2069-f757-4559-aa9a-60e4077ce5c9","keyframes":{"transform":["translate3d(169.23077%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":800,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] 3 1 2 4 Start Saving Now Fix your credit Prepare in advance Debt to Income Ratio Matters

HealthyVoyager.com

[{"selector":"#anim-ee0ead16-c17c-4940-8d04-b61434ccb9a8","keyframes":{"opacity":[0,1]},"delay":350,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-58d05b80-1ffd-448b-a8c0-74a53d641b72","keyframes":{"transform":["translate3d(114.05752%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":350,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-729c1141-d66a-4b5f-844e-9084f5e9edf5","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6cab1676-aa96-428f-9439-9429766d38d6","keyframes":{"transform":["translate3d(-109.23076%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-47722cd1-491f-4f5d-8dde-c769fb6a8595","keyframes":[{"offset":0,"transform":"translate3d(0, -424.21242%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -119.288532504%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -40.554707352%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -15.229225878000001%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -6.617713752%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":1600,"fill":"both"}] [{"selector":"#anim-a9763983-ed21-4732-87d7-2fb596e5cbf6","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]